The following are terms of a legal agreement between you and Heart of England Training Limited. By accessing, browsing and/or using this web site, you acknowledge that you have read, understood, and agree, to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, do not use this website.

The website: www.hoet.co.uk is owned and operated by Heart of England Training Limited. References to “we”, “us”, “our”, “the service”,” this website” or “the website” are references to Heart of England Training Limited.

We may make improvements or changes in the information, services, and other materials on this website, or terminate this website, at any time without notice. We may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement. Accordingly, you agree to review the agreement periodically, and your continued access or use of this website shall be deemed your acceptance of the modified agreement.

We assume no responsibility regarding the accuracy of the information that is provided by us and use of such information is at the recipient’s own risk. We provide no assurance that any reported problems may be resolved with the use of any information that we provide. By furnishing information, we do not grant any licenses to any copyrights, patents or any other intellectual property rights.

Disclaimer

INFORMATION ON THIS WEBSITE IS PROVIDED “AS IS” WITHOUT WARRANTY OR GUARANTEES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

Heart of England Training makes no representations whatsoever about any other website (“Third Party Website”) which you may access through this website. When you access a non-Heart of England Training Limited website, please understand that it is independent from Heart of England Training Limited, and that Heart of England Training Limited has no control over the availability of or content on the Third Party Website. In addition, a link to a Heart of England Training Limited website does not mean that Heart of England Training Limited endorses any of the content in the website, or accepts any responsibility for the content, or the use, of such website. You are reminded that when you enter a Third Party Web site by means of hypertext links from Heart of England Training Limited, you will be subject to the terms and conditions of the Third Party Website you are entering. Similarly, when you enter the Website by means of hypertext links from a Third Party Website, you will be subject to these Terms and Conditions. Hypertext links to Third Party Websites are provided for your convenience only. By taking such action, you acknowledge and agree that Heart of England Training Limited is not responsible or liable in any way for the information or content displayed on such Third Party Web sites (including, without limitation, advertisements about investment products and services) and that we do not endorse or make any recommendation about products and services that are advertised or promoted on such Third Party Websites. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

IN NO EVENT WILL HEART OF ENGLAND TRAINING BE LIABLE TO ANY PARTY OR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEBSITE, OR ON ANY OTHER HYPERLINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.